Do I Need to Call My Insurance Company If the Accident Wasn’t My Fault?

A Tallahassee Car Accident Lawyer Offers Some Points to Consider

After an accident, you are probably feeling pretty disturbed, and you may not know what to do. Of course, your priority should be to ensure everyone involved is safe and receives proper medical attention. The police can help tremendously with the process, and they may also file a report that can benefit your case later on, so you should call the police.

But should you also call your car insurance company? If an accident was not your fault, you might be wondering whether you are obligated to contact your insurer. Even if it is not required, is it still a good idea? Read on to find out what an experienced Tallahassee accident lawyer has to say on the subject.

Your Insurance Company should Hear it From You

There are few secrets in the world of accident insurance. Your insurance company will probably learn about the accident, so why not take advantage of the opportunity to tell your side of the story first?

Reporting the accident shows that you have nothing to hide. If you are not too seriously injured or shaken to report the accident soon after it occurs, your behavior might also help an accident lawyer in Tallahassee demonstrate that you were not driving while impaired.

A Tallahassee Car Accident Lawyer Knows Reporting is Required Under Many No-Fault Insurance Provisions

The state’s no-fault insurance rules provide another good reason to report an accident to your insurance company even if it is not your fault. To recover compensation for injuries suffered in a car accident, you must file a claim with your insurance company, regardless of whether your conduct caused the accident.

Failure to report the accident could provide grounds for your insurance company to deny payment. In most cases, a Tallahassee accident lawyer knows that you must file a claim with your own insurer before you become eligible to seek additional compensation from the party at fault.

Your Insurance Company Can Be the First Stop in a Combined Recovery Effort

It can be tremendously reassuring to talk to your insurance agent after an accident. They have been through this before. They can explain the type of coverage you have. In some situations, your insurance company can handle all or most facets of an accident, providing an easy solution for you.

When the damage exceeds the coverage provided by your insurer or if your insurer is reluctant to pay what they should, you may want to talk to a knowledgeable Tallahassee accident lawyer. You may be eligible to seek compensation from the at-fault driver or their insurance company.

We are Here When You Need an Experienced Tallahassee Car Accident Lawyer

Being involved in an accident is a painful, frustrating experience. The ordeal is even more agonizing when the fault belongs to someone else.

If you need advice or assistance from a Tallahassee accident lawyer, call 888-549-7011 or contact us online. The dedicated legal team at Searcy Denney is ready to provide a free consultation and case evaluation.