No Recovery, You Owe Us Nothing
For many individuals who are seriously injured in car accidents, filing a legal claim is essential to moving on. Their financial losses are substantial, they are suffering from post-traumatic stress, and they may find they are facing the prospect of living with chronic pain and physical limitations for the rest of their lives. If you find yourself in this situation, it is important that you speak with one of our Fort Walton Beach car accident lawyers about your legal rights.
In Florida, auto accident victims who suffer severe and permanent injuries can recover just compensation for all of their accident-related losses. Here is what you can expect when you hire our lawyers to seek just compensation on your behalf:
If you were seriously injured in an accident, and the evidence points to the other driver being at fault, your case will usually begin with filing a claim against the other driver’s auto insurance company. We emphasize “usually,” because there are some exceptions—for example, if you were injured in a hit-and-run, then you may need to file a claim under your own uninsured/underinsured motorist (UIM) policy.
Once we file your claim, we will focus our efforts on developing your case. This involves collecting all of the available evidence to prove liability (i.e. to prove that the other driver was negligent, distracted or intoxicated), and it involves proving the nature and extent of your financial and non-financial losses. In order to make an informed decision about if and when to settle your case, you need to know the full extent of your damages and the full amount you are legally entitled to recover.
After gathering the evidence we need to prove your claim, our lawyers can then turn to negotiating a fair settlement. With decades of experience negotiating car accident insurance settlements, we are often successful in securing just compensation for our clients at this stage.
If the insurance company won’t settle for a fair amount, we will prepare your case for trial. This is a complex and lengthy process on its own, and it is possible that your claim will still settle at this stage as well.
Finally, if necessary, we will take your case to trial. At trial, our lawyers will argue for just compensation on your behalf, and the insurance company’s defense lawyers will try to convince the judge or jury that you are legally responsible for your own injuries. At the end of the court proceedings, the judge or jury will make a decision as to whether or not you are entitled to just compensation.
Despite their marketing to the contrary, insurance companies are not on your side. As any business, insurance companies are for-profit corporations that are incentivized to pay as little as possible on your claim. They may be very responsive and have impeccable customer service, but ultimately, they seek their own advantage. Our Fort Walton Beach car accident lawyers share some important information the insurance company doesn’t want you to know.
Insurance companies also don’t want you to know that our Fort Walton Beach car accident lawyers typically work on a contingency fee basis, which means you don’t have to go out of pocket to hire a lawyer. An experienced attorney can help you settle your claim for fair compensation even if you never file a lawsuit.
The practices discussed above are, unfortunately, routine for many insurance companies. However, there are also scenarios where insurance companies unreasonably deny or delay handling claims. When the insurance company acts in bad faith, you may have a claim against the insurance company in addition to your injury claim. Here are some examples of when an insurance company acts in bad faith:
If you suspect that the insurance company is acting in bad faith in handling your claim, you should speak with our Fort Walton Beach car accident lawyers as soon as possible. They will know how to get you the compensation you need to put your life back together.
If you have been injured in a car accident in Fort Walton Beach, our lawyers can help you protect your legal rights. To schedule a free, no-obligation consultation as soon as possible, call 888-829-3357 or tell us how you’d like to be contacted online now.